Personal Savings

MMI Personal (Money Market Account)
You must deposit $2500 to open this account. A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. A fee for total customer debits of $10 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) if total withdrawals exceed 6 for the statement cycle.

At our discretion, we may change the interest rate on your account.

Regular Savings Account
You must deposit $100 to open this account. You must maintain a minimum balance of $100 in the account each day to obtain the disclosed annual percentage yield. A maintenance charge of $2 will be imposed every month if the balance in the account falls below $100 any day of the month.

Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. A fee for total customer debits of $5 will be charged for each debit transaction in excess of one per month.

At our discretion, we may change the interest rate on your account.

Christmas Club Account
You must deposit $1 to open this account. A check for the balance plus interest will be issued to the account owner on November 1 each year. At our discretion, we may change the interest rate on your account.